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AI collections engine for accounts receivable

Stop chasing invoices.
Let Bump collect them.

Bump is your automated AR collections team. It works every overdue invoice to paid — chasing across email and WhatsApp (text SMS coming soon), reading replies, tracking promises to pay, and escalating on its own — so the cash comes in without you sending another “just following up” email.

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Integrates with Email WhatsApp Text SMSSoon

Built for freelancers, agencies & small businesses in the US, Europe & India.

1 in 4

invoices to small businesses are paid late — cash you've already earned, stuck.

14+ hrs

a month the average owner burns writing and re-sending payment reminders.

The worst part

it feels rude to chase clients you want to keep. So most people just… wait.

Set it once. Bump handles the rest.

An AR collections team that runs itself — from invoice to paid.

1. Connect your invoices

Enter them, import a CSV, or sync from Stripe, QuickBooks & Xero. Bump tracks what's owed and prioritises who to chase first.

2. Bump works every account

It chases in your voice — escalating from friendly to firm and from email to WhatsApp — reads replies, and tracks promises to pay and payment plans so nobody slips.

3. It collects — hands-off

On autopilot Bump sends within your guardrails, follows up on broken promises, brings you only the exceptions, and stops the second an invoice is paid.

Integrates with WhatsApp, Email & Text SMS.

Meet clients where they actually reply. A polished email for the paper trail, a friendly WhatsApp message when email gets ignored, and soon a quick text for clients who live on SMS. Bump picks the channel that gets a response — and keeps the tone human on every one.

  • Email
    Professional, on-brand reminders with a clear pay link.
  • WhatsApp
    The channel that gets read in minutes — essential in India, growing fast in Europe.
  • Text SMSComing soon
    Short, direct payment reminders by text, with opt-out built in.
WhatsApp · drafted by Bump
Hi Priya! Hope the launch went well 🎉 Just a gentle nudge that invoice #1043 for ₹85,000 was due last Friday. Mind squaring it up when you get a sec? Here’s the link 👉 pay.bump.app/1043
Oh shoot, totally slipped my mind — paying now! 🙏
Invoice #1043 marked paid · nudges stopped automatically
Built for three markets, out of the box

Right currency. Right timezone. Right tone.

Bump nudges in your client’s local business hours, formats money the way they expect, and respects the rules that matter.

🇺🇸

United States

  • USD formatting
  • TCPA / CAN-SPAM opt-out built in
  • Firm-but-friendly tone
🇪🇺

Europe

  • Multi-currency (€, £)
  • GDPR-first data handling
  • Formal-leaning tone
🇮🇳

India

  • ₹ formatting, IST timing
  • WhatsApp-first outreach
  • Warm, relationship-led tone

You’re always in control.

Approve the first message to any client before it sends, or flip on full autopilot. Bump respects quiet hours, never double-texts, and stops instantly the moment an invoice is paid or a client replies.

Get paid faster, starting today.

Create your free Bump account and turn awkward invoice follow-ups into a simple, repeatable workflow.

Start free with Bump

Free for up to 3 clients. No credit card required.